We offer a variety of payment options, from which our customers can choose to pay according to their convenience while placing their order. The detailed information on these payment options is as follows:

• PayPal

• Escrow.com

• Check/Money Order

• Wire Transfer (Bank Transfer)

PayPal

Preferred by millions of people worldwide, we accept payments through PayPal from customers in PayPal approved countries. It gives our customers a choice to pay by all major credit cards, debit cards, bank transfers and more.

PayPal ensures complete safety of our customers’ personal and financial information by automatically encrypting the confidential information by using the most advanced 128-bit Secure Sockets Layer protocol (SSL).

After our customers choose to pay by PayPal in their shopping cart, they are taken to the secured PayPal website, where by following few simple steps, the payment is done in no time. Once our customers successfully complete the payment process, we dispatch their parcel within 2 working days.

For security reasons, we have restricted the purchases through PayPal to a maximum of US$ 2000.00 (Two Thousand Dollars) only, excluding shipping costs. If you like to purchase items more than this limit, please contact us.

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Escrow.com

Another useful and one of the safest way to pay online, where a third party payment company (Escrow.com) works on a simple 5-step trust process to track and verify the delivery of the shipped merchandise. Escrow.com doesn’t pay us until our customer accepts the items ordered. Not just this, it also waits for the expiry of 2-day inspection period, provided by us to our customers.

Through Escrow.com, customers can pay through various modes of payment like Discover, Visa, MasterCard, American Express, wire transfers, United States drawn money orders, United States drawn personal or company checks, or United States drawn cashier’s checks.

Credit card payments through Escrow.com are absolutely safe, as it uses highly secure 128-bit encrypted server, which makes it impossible for anyone to obtain our customer’s credit card information.

To work through this service, customer has to become a member at Escrow.com, which is absolutely free. If you are not yet a member of Escrow.com, please click here.

Once our customers complete the ordering process after selecting Escrow.com as their payment option, we send them a request through Escrow.com to review the terms agreed on, check their bill and pay. As soon as we receive the payment confirmation from Escrow.com, we dispatch the parcel within 2 working days.

Please note that the customer will be responsible to pay for the full Escrow.com fees for orders under US$ 400.00 including shipping. For orders worth US$ 400.00 and above including shipping, customers will be responsible to pay for only half of the Escrow.com fees. Escrow.com charges 3.25% (US$ 25.00 minimum)* under its “Standard Service” where buyer has the choice of paying by wire transfers, United States drawn money orders, United States drawn personal or company checks, or United States drawn cashier’s checks. In case buyer wants to pay by credit card, Escrow.com charges 6.3% (US$ 25.00 minimum)* under its “Premier Service”.

For security reasons, we have restricted the purchases through Escrow.com to a maximum of US$ 2000.00 (Two Thousand Dollars) only, excluding shipping costs. If you like to purchase items more than this limit, please contact us.

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Check/Money Order

Our customers can also pay us by Money Order, Cashier’s Check, Personal Check or Business Check. After our customers complete their ordering process by selecting this mode of payment in their shopping cart, on the final page, the following information will be provided to them on how to pay.

Orders by check or money order are dispatched only after its clearance, which takes around 3 to 4 weeks time. As soon as the check or money order gets cleared, we dispatch the parcel within 2 working days.

Payments by check or money order will be payable to our company MANI RATNAM and should be sent via registered mail or international courier to the following address:

MANI RATNAM
Mumtaz Cottage,
Chameliwala Market,
M. I. Road, Jaipur - 302001
Rajasthan - INDIA
 

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Wire Transfer (Bank Transfer)

Payments through wire transfer/bank transfer can be made with the help of customer’s bank. After our customers finish the ordering process by choosing wire transfer as their payment option, they are given the official payment transfer information, which they have to provide to their bank to transfer the amount to our bank.

Orders under wire transfer payments are dispatched only after our bank receives the full and final payment. As soon as our bank receives the payment, we dispatch the parcel within 2 working days.

The information for transferring payment through wire transfer is as follows:

*These figures can change without prior notice. To check latest information, please click here.


For any further queries on payment info, please contact info@gemandgemstone.com 

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